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How hard is the Texas All-Lines Insurance Adjuster licensing exam?
The Texas All-Lines Adjuster licensing exam is the state exam you pass to become a licensed insurance claims adjuster in Texas — and because Texas is widely accepted as a "home state" for reciprocity, it is also a popular first license for adjusters who live in other states. It is administered by Pearson VUE for the Texas Department of Insurance (TDI): 150 four-option multiple-choice questions, a roughly 2.5-hour (150-minute) time limit, and a passing score of 70 — you need about 105 of 150 correct. Most candidates find it very passable with focused study, and there are no trick questions. The content follows the published blueprint's three weighted areas — general property-and-casualty product knowledge (40%), insurance terms and related legal concepts (40%), and Texas insurance law, licensing, and claim practices (20%) — spanning twelve domains from the standard fire policy, auto, and homeowners forms to marine, bonds, workers' compensation, and the Texas prompt-payment and unfair-claim-settlement rules. You can qualify either by passing the Pearson VUE exam or by completing a TDI-approved pre-licensing course within the previous 12 months; the license runs two years and renews with 24 hours of continuing education. The single best way to pass on the first try is to drill practice questions until the core rules — the 70% pass line, the 30/60/25 auto limits, and the 15-day prompt-pay acknowledgment — are automatic. The five sample questions below are pulled straight from the app's 152-question bank — answer each one and you'll see the correct choice, a plain explanation, and your score, so you know exactly where you stand before test day.
Question 1 of 5
Under the Standard Fire Policy, which two perils are covered by the basic insuring agreement without any endorsement?
Five sample questions from the app’s 152-question study bank — the same wording and answers you get on your phone.
Take it with you
The full Texas Adjuster Exam Prep app carries all 152 practice questions across the twelve exam domains, each with a written explanation and, where one applies, its Texas Insurance Code citation, plus a full-length timed 150-question mock exam weighted to the real blueprint at the true 70% pass mark, per-domain drills, a self-clearing missed-question review deck, and progress tracking that shows when you're consistently clearing the 70% pass line — all fully offline on your phone.
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