Florida adjuster exam: frequently asked questions
Short answers, each with its source, to what people ask about the Florida all-lines adjuster exam. For the steps, see how to get the license; for the outline, what’s on the exam.
How many questions are on the Florida all-lines adjuster exam?
100 scored questions, plus 10 unscored pretest questions. [Florida outline p.23] [Florida handbook p.14]
How long is the Florida adjuster exam?
2 hours. [Florida outline p.23]
What is the passing score?
70%. It is computed by dividing the number of questions answered correctly by the total number of examination questions. [Florida handbook p.14]
How much does the Florida adjuster exam cost?
The DFS fees page lists the state exam at $44.00, paid to the exam vendor, as of October 1, 2018. The license application is a separate $50 and the license ID is $5. [DFS fees]
Do I have to take the exam?
Not if you are currently licensed as an all-lines public adjuster or a General Lines (Property and Casualty) agent, hold one of the listed designations such as AIC or CPCU, have an insurance degree with at least 18 semester hours in property, casualty, health and commercial insurance, or transfer an all-lines adjuster license you held for at least one year in your previous state within 90 days of becoming a Florida resident. [DFS 6-20 license page]
Can I retake the exam if I fail?
Yes. You schedule and pay for another exam with Pearson VUE. You cannot take the exam for a license type more than five times in a rolling 12-month period. [DFS FAQ]
How long is a passing score good for?
One year from the date you passed. After that the result is void and you have to retest if you still want the license. [DFS FAQ]
Does passing guarantee the license?
No. You must also apply and meet all the requirements, including the background requirements. [DFS FAQ]
What ID do I bring to the test center?
One form of current, unexpired, government-issued photo identification bearing a valid signature. [DFS FAQ]
Does a Florida adjuster license expire?
Adjuster licenses are perpetual, with no renewal, as long as the licensee is properly appointed. The license expires if it goes 48 months without an appointment, and failing to complete continuing education can lead to cancellation of the appointment. [DFS FAQ]
How much continuing education does a Florida adjuster need?
The DFS lists 24 hours every two years: a 4-hour update course plus 20 hours of electives. By statute someone licensed 6 or more years completes 16 elective hours instead (20 in all), and some licensees of 25 years or more need fewer. [DFS 6-20 license page] [Fla. Stat. §626.2815]
What does the 6-20 license let me adjust?
All lines of insurance except life and annuities. [Fla. Stat. §626.869]
Sources
- Florida DFS, 6-20 Resident All-Lines Adjuster License (PDF)
- Florida DFS, Agent and adjuster licensing fees
- Florida DFS, Licensing frequently asked questions
- Pearson VUE, Florida Insurance Licensing Candidate Handbook (2024, PDF)
- Pearson VUE, Florida Insurance Examination Content Outlines, effective January 1, 2026 (PDF)
Every fact on this page was checked against these sources on . Fees, forms and exam details change, so check the state and Pearson VUE before you pay. noshu is not affiliated with the Texas Department of Insurance, the Florida Department of Financial Services or Pearson VUE, and this is a study aid, not legal advice: they and the statutes are the authority. If something here is wrong, tell us at a@noshu.net.