Auto Liability
Every Texas automobile liability policy must include personal injury protection (PIP) unless:
Answer
A named insured rejects the coverage in writing
An insurer may not issue an auto liability policy in Texas without providing PIP, and 'the coverage required by this subchapter does not apply if any insured named in the insurance policy rejects the coverage in writing.' TDI tells consumers the same thing.
Source: Tex. Ins. Code §1952.152; TDI, Auto insurance guide (cb020)
Not the answer
- The vehicle is financed
- The insured lives outside a city
- The insured pays a surcharge
Practice this
The Texas All-Lines Adjuster exam is 150 questions and takes 105 correct — 70% — to pass. The app’s page carries a free ten-question test drawn from the same bank, marked as you go.
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