Additional Coverages & Exclusions

TDI describes personal umbrella coverage as usually starting around $300,000 and paying up to at least:

Answer

$1 million

TDI: 'Umbrella policy coverage usually starts around $300,000 and pays up to at least $1 million.' The umbrella pays after the home or auto policy stops paying, covers everyone in the household, and can reach exposures the underlying policies do not, such as false arrest, defamation, and slander.

Source: TDI, Umbrella policy tip sheet

Not the answer

  • $10 million
  • $50,000
  • $100,000

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