Personal Lines & Homeowners

Which of the following is typically EXCLUDED from a homeowners policy and requires separate coverage?

Answer

Flood damage

TDI: 'Most home policies don't cover damage caused by floods,' and directs consumers to a separate flood policy from an insurer or the National Flood Insurance Program.

Source: TDI, Home insurance guide (cb025)

Not the answer

  • Wind damage to the roof
  • Kitchen fire
  • Theft of a television

Practice this

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