Texas Workers' Compensation

A Texas employer that elects NOT to obtain workers' compensation insurance coverage must:

Answer

Notify the division in writing that it elects not to obtain coverage

'An employer who does not obtain workers' compensation insurance coverage shall notify the division in writing, in the time and as prescribed by commissioner rule, that the employer elects not to obtain coverage.'

Source: Tex. Labor Code §406.004(a)

Not the answer

  • Do nothing, since no written notice of any kind is required
  • Buy equivalent coverage from a state fund instead
  • Post a surety bond with the Commissioner in an amount set by the division's rules

Practice this

The Texas All-Lines Adjuster exam is 150 questions with a scaled passing score of 70, which is neither the number nor the percentage correct. This test uses 70% as a yardstick. The app’s page carries a free ten-question test drawn from the same bank, marked as you go.

Take the free practice test