Additional Coverages & Exclusions
Which of the following does TDI list among the damages most SPECIAL FORM commercial property policies exclude?
Answer
Wear and tear
TDI: special form policies 'usually cover damage from all causes of loss, except those specifically listed in the policy,' and 'most policies exclude damages from floods, earth movement, war, nuclear disaster, wear and tear, and insects or vermin.' Fire, vandalism, and sprinkler leakage are covered even by the narrowest basic form.
Source: TDI, Commercial property insurance guide (cb021)
Not the answer
- Fire
- Vandalism
- Sprinkler leakage
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