Adjuster Duties & Ethics
Under Texas law, a public insurance adjuster is generally prohibited from:
Answer
Also acting as the contractor who repairs the same loss
A public insurance adjuster 'may not participate directly or indirectly in the reconstruction, repair, or restoration of damaged property that is the subject of a claim adjusted by the license holder.' The prohibition is absolute, not a disclosure requirement.
Source: Tex. Ins. Code §§4102.158(a), 4102.163
Not the answer
- Communicating with the insurer
- Inspecting the damage
- Charging any fee
Practice this
The Texas All-Lines Adjuster exam is 150 questions and takes 105 correct — 70% — to pass. The app’s page carries a free ten-question test drawn from the same bank, marked as you go.
Take the free practice test