Workers' Comp & Employers Liability Policy

Under the federal Jones Act (46 U.S.C. §30104), a seaman injured in the course of employment may:

Answer

Bring a civil action at law, with the right of trial by jury, against the employer

46 U.S.C. §30104(a): 'A seaman injured in the course of employment or, if the seaman dies from the injury, the personal representative of the seaman may elect to bring a civil action at law, with the right of trial by jury, against the employer.' That exposure is one reason the standard policy's Employers Liability part excludes injury to a master or member of a vessel's crew (Part Two C.10).

Source: 46 U.S.C. §30104(a); NCCI Workers Compensation and Employers Liability Insurance Policy WC 00 00 00 C (Ed. 1-15, posted by the N.C. Rate Bureau; same wording in WC 00 00 00 A as posted by the Minn. Dept. of Commerce), Part Two C.10

Not the answer

  • Recover only state workers compensation benefits
  • Sue only the owner of the cargo
  • Recover only under the Longshore Act

Practice this

The Texas All-Lines Adjuster exam is 150 questions with a scaled passing score of 70, which is neither the number nor the percentage correct. This test uses 70% as a yardstick. The app’s page carries a free ten-question test drawn from the same bank, marked as you go.

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