Florida No-Fault (PIP)

Florida's required personal injury protection (PIP) provides benefits up to what limits?

Answer

$10,000 in medical and disability benefits and $5,000 in death benefits

Fla. Stat. §627.736(1): PIP covers the named insured, resident relatives, persons operating the insured vehicle, passengers, and certain pedestrians struck by it, 'to a limit of $10,000 in medical and disability benefits and $5,000 in death benefits resulting from bodily injury, sickness, disease, or death arising out of the ownership, maintenance, or use of a motor vehicle.' Death benefits are in addition to the medical and disability benefits (§627.736(1)(c)).

Source: Fla. Stat. §627.736(1), (1)(c) (2026)

Not the answer

  • $25,000 in medical, disability and death benefits all combined under a single limit
  • $5,000 in medical benefits and $10,000 in death benefits for covered persons
  • $10,000 in medical benefits only, with no separate death benefit payable at all

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